What is a Letter to Request a Credit Report?
Your credit score determines if you can get a loan and the interest rate. Make sure you know where you stand with a Letter to Request a Credit Report. Your potential lender might depend on any of the three agencies to determine your APR - or your approval. If you're getting ready to finance a car, or thinking about buying a house, it's smart to know if you'll get approved first, and what your interest rate might be. Knowing what to expect can help you make sure you're getting a fair deal. Sending a Letter to Request a Credit Report can help you prepare.
When to use a Letter to Request a Credit Report:
- You're thinking of opening a new credit line.
- You just want to know your credit history.
- You want to know why you were denied for a line of credit or loan.
Re: Credit Report Request
Dear Sir or Madam:
I would like to request a copy of my credit report file. I am providing the following information to obtain the report.
Please contact me if you have any questions or need additional information.