What is a Request to Return or Destroy a Credit Report?

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A Request to Return or Destroy a Credit Report can help ensure your important information stays private and out of the hands of identity thieves or marketers. It's your decision if you want it want your credit report back or simply destroyed, just make sure it happens. A Request to Return or Destroy a Credit Report can help.

Use the Request to Return or Destroy a Credit Report document if:

You want to request that a lender return your credit report.
You want to request that a lender destroy your credit report.

You depend on your credit report for a lot of things, like getting a good rate on a loan or having your credit application accepted. After the loan's been approved, protect yourself with a Request to Return or Destroy a Credit Report. What if the lender is lax when it comes to locking file cabinets, or what if your credit report is left on someone's desk? That's your confidential information and you need to protect that important information from identity thieves. There's little reason for a lender to keep your credit report after an application is complete. Get it taken care of with a Request to Return or Destroy a Credit Report.

Other names for this document: Request to Destroy Credit Information

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