Identify your assets and liabilities as a couple: Joint Financial Statement
Other Names:
Joint Financial Statement
Divorce Financial Statement
Married Couple Financial Statement
Personal Financial Statement for Married Couples
Financial Worksheet for Divorce
What is a Joint Financial Statement?
A Joint Financial Statement can help you and your spouse organize your important financial information, and can be used for your own records or to show to someone else. Joint Financial Statements often cover the most common kinds of financial assets and liabilities and thus provide a clear snapshot of your financial portfolio.
Joint Financial Statements can help save time when you're consulting with a professional such as an attorney, financial planner, estate planner, real estate agent, or broker. They can also be useful when you are starting a new business, preparing to buy real estate, getting divorced, or working on your estate plan. If you're planning to apply for a loan, lease, or a line of credit, having a financial statement prepared can help demonstrate creditworthiness and increase your odds at getting approved. Moreover, keeping track of all your assets and liabilities in a single financial snapshot can help when having conversations about money and the future.
Note: If you are single, a Personal Financial Statement may be more appropriate for your situation.
Joint Financial Statements can help save time when you're consulting with a professional such as an attorney, financial planner, estate planner, real estate agent, or broker. They can also be useful when you are starting a new business, preparing to buy real estate, getting divorced, or working on your estate plan. If you're planning to apply for a loan, lease, or a line of credit, having a financial statement prepared can help demonstrate creditworthiness and increase your odds at getting approved. Moreover, keeping track of all your assets and liabilities in a single financial snapshot can help when having conversations about money and the future.
Note: If you are single, a Personal Financial Statement may be more appropriate for your situation.
When to use a Joint Financial Statement:
- You're married and applying for a joint loan or line of credit.
- You're getting divorced and need to inventory all your financial assets and liabilities.
- You're making your estate plan and want to make sure your account for all your assets.
- You're meeting with an attorney, financial advisor, or other professional who needs your financial portfolio.
- You want to figure out what your assets and liabilities are.
Sample Joint Financial Statement
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PERSONAL FINANCIAL STATEMENT
on
| Name |
| Address |
| , |
| Home Phone |
| Birthdate |
| This statement is prepared to be |
| Bank/Financial Institution | Account No. | Balance |
| Bank/Financial Institution | Account No. | Owner | Balance |
| 's Total |
| 's Total |
| Joint Total |
| _____________ |
| Bank/Financial Institution | Account No. | Balance |
| Bank/Financial Institution | Account No. | Owner | Balance |
| 's Total |
| 's Total |
| Joint Total |
| _____________ |
| Bank/Financial Institution | Certificate No. | Value |
| Bank/Financial Institution | Certificate No. | Owner | Value |
| 's Total |
| 's Total |
| Joint Total |
| _____________ |
| Debtor | Balance |
| Debtor | Owner | Balance |
| 's Total |
| 's Total |
| Joint Total |
| _____________ |
| Borrower | Balance |
| Borrower | Owner | Balance |
| 's Total |
| 's Total |
| Joint Total |
| _____________ |
| Description | Value |
| Description | Owner | Value |
| 's Total |
| 's Total |
| Joint Total |
| _____________ |
| Description | Value |
| Description | Owner | Value |
| 's Total |
| 's Total |
| Joint Total |
| _____________ |
| Make | Model and Year | Value |
| Make | Model and Year | Owner | Value |
| 's Total |
| 's Total |
| Joint Total |
| _____________ |
| Make | Model and Year | Value |
| Make | Model and Year | Owner | Value |
| 's Total |
| 's Total |
| Joint Total |
| _____________ |
| Description | Value |
| Description | Owner | Value |
| 's Total |
| 's Total |
| Joint Total |
| _____________ |
| Address | Years Owned | Value |
| Address | Years Owned | Owner | Value |
| 's Total |
| 's Total |
| Joint Total |
| _____________ |
| Description | Value |
| Description | Owner | Value |
| 's Total |
| 's Total |
| Joint Total |
| _____________ |
| Address | Value |
| Address | Owner | Value |
| 's Total |
| 's Total |
| Joint Total |
| _____________ |
| Description | Value |
| Description | Owner | Value |
| 's Total |
| 's Total |
| Joint Total |
| _____________ |
| Bond Name | Value |
| Bond Name | Owner | Value |
| 's Total |
| 's Total |
| Joint Total |
| _____________ |
| Name and Type of Plan | Value |
| Name and Type of Plan | Owner | Value |
| 's Total |
| 's Total |
| _____________ |
| Company Name | Policy No. | Face Value |
| Company Name | Policy No. | Owner | Face Value |
| 's Total |
| 's Total |
| _____________ |
(not included in asset total)
| Company Name | Policy No. | Face Value |
| Company Name | Policy No. | Owner | Face Value |
| 's Total |
| 's Total |
| _____________ |
| Asset Description | Value |
| Asset Description | Owner | Value |
| 's Total |
| 's Total |
| Joint Total |
| _____________ |
| 's Total |
| 's Total |
| Joint Total |
| _____________ |
| Lender | Loan No. | Monthly Payment | Balance Due |
| Lender | Loan No. | Owner | Monthly Payment | Balance Due |
| 's Total |
| 's Total |
| Joint Total |
| _____________ |
| Lender | Loan No. | Monthly Payment | Balance Due |
| Lender | Loan No. | Owner | Monthly Payment | Balance Due |
| 's Total |
| 's Total |
| Joint Total |
| _____________ |
| Lender | Loan No. | Monthly Payment | Balance Due |
| Lender | Loan No. | Owner | Monthly Payment | Balance Due |
| 's Total |
| 's Total |
| Joint Total |
| _____________ |
| Lender | Loan No. | Monthly Payment | Balance Due |
| Lender | Loan No. | Owner | Monthly Payment | Balance Due |
| 's Total |
| 's Total |
| Joint Total |
| Company | Acct. No. | Monthly Payment | Balance Due |
| Company | Acct. No. | Owner | Monthly Payment | Balance Due |
| 's Total |
| 's Total |
| Joint Total |
| _____________ |
| Lender | Loan No. | Monthly Payment | Balance Due |
| Lender | Loan No. | Owner | Monthly Payment | Balance Due |
| 's Total |
| 's Total |
| _____________ |
| Description | Monthly Payment | Balance Due |
| Description | Owner | Monthly Payment | Balance Due |
| 's Total |
| 's Total |
| Joint Total |
| _____________ |
| 's Total |
| 's Total |
| Joint Total |
| _____________ |
SUMMARY LISTING OF ASSETS AND LIABILITIES
| TOTAL ASSETS: |
| TOTAL LIABILITIES: |
| COMBINED NET WORTH: |
| ============ |
SOURCES OF MONTHLY INCOME:
| Employer | Wages | Wages |
| Employee | Employer | Wages | Wages |
| Investment Accounts |
| Trusts |
| _____________ |
| TOTAL MONTHLY INCOME |
MONTHLY EXPENSES:
| Child Care |
| Food |
| Health Care/Medication |
| Utilities |
| Housing/Rent |
| Other Mortgage Loans |
| Auto Loans |
| Auto Insurance |
| Other Insurance |
| Credit Cards |
| Student Loans |
| Other Expenses (including clothing, recreation, misc.) |
| _____________ |
| TOTAL MONTHLY EXPENSES |
The Personal Financial Statement is not a legal document and does not require any signature, witnesses or notarization.
| _____ | If a certification as to the accuracy and completeness of the financial statement is required, it will be necessary for to sign the statement. |
| _____ | If a certification as to the accuracy and completeness of the financial statement is required, it will be necessary for and to sign the statement. |
| ____ | Lender or officer of financial institution |
| ____ | Financial advisor and/or individuals that the statement was prepared for |
