Ask a lawyer
Our On Call attorneys are here for you.
Make your Free
Debt Validation Letter
If you are working on cleaning up your credit or preparing to file for bankruptcy, often the first step is to confirm your debts. A Debt Validation Letter is a formal written request to verify that... Read more
How It Works
Create your document
Answer a few simple questions to make your document in minutes
Save, print & share
Save progress and finish on any device; download & print anytime
Sign & make it legal
Securely sign online and invite others to sign
Making a Debt Validation Letter
-
What is a Debt Validation Letter?
If you are working on cleaning up your credit or preparing to file for bankruptcy, often the first step is to confirm your debts. A Debt Validation Letter is a formal written request to verify that you owe debt and how much you owe. Generally speaking, your creditors and debt collectors are legally obligated to respond to this request, or the debt may be challenged.
If you have questions about debt collection in light of COVID-19, ask a lawyer or find more resources in our Coronavirus (COVID-19) Legal Center.Use the Debt Validation Letter document if:
- You have been asked by a debt collector or a collection agency to repay a debt
- You are a consumer or creditor that would like to verify that a debt is yours
Regardless of what a debt collector may say by phone, sending a Debt Validation Letter can help to ensure that you do not pay a debt that you do not owe, fall victim to a debt collection scam, or revive an old debt that could potentially be past the statute of limitations.
Other names for this document: Verification of Debt Request
WHY ROCKET LAWYER?
Easy legal documents at your fingertips
Answer a few simple questions to make your document in minutes
Easily customizable
Make unlimited revisions and copies. Sign online. Share and print anytime.
Legal and reliable
Our documents are vetted by lawyers and legal staff, so you can use them with confidence.
Added protection with Document Defense®
If there's a dispute, an On Call attorney can respond on your behalf. Included in your Premium plan.
Try Rocket Lawyer free for 7 days
Make your Premium document today and get back to doing what you love.