Account
Get our app
Account Sign up Sign in

Make your Free
Debt Validation Letter

If you are working on cleaning up your credit or preparing to file for bankruptcy, often the first step is to confirm your debts. A Debt Validation Letter is a formal written request to verify that... Read More

Make document
Sample Debt Validation Letter Template
How It Works About Document Related Documents

How It Works

Create your document

Create your document

Answer a few simple questions to make your document in minutes

Save, print & share

Save, print & share

Save progress and finish on any device; download & print anytime

Sign & make it legal

Sign & make it legal

Securely sign online and invite others to sign

Making a Debt Validation Letter

  • What is a Debt Validation Letter?

    If you are working on cleaning up your credit or preparing to file for bankruptcy, often the first step is to confirm your debts. A Debt Validation Letter is a formal written request to verify that you owe debt and how much you owe. Generally speaking, your creditors and debt collectors are legally obligated to respond to this request, or the debt may be challenged.

    If you have questions about debt collection in light of COVID-19, ask a lawyer or find more resources in our Coronavirus (COVID-19) Legal Center.

     

    Use the Debt Validation Letter document if:

    • You have been asked by a debt collector or a collection agency to repay a debt
    • You are a consumer or creditor that would like to verify that a debt is yours

    Regardless of what a debt collector may say by phone, sending a Debt Validation Letter can help to ensure that you do not pay a debt that you do not owe, fall victim to a debt collection scam, or revive an old debt that could potentially be past the statute of limitations.

    Other names for this document: Verification of Debt Request

Related Documents

Ask a lawyer

Our attorneys are here for you.
Characters remaining: 600
Rocket Lawyer On Call® Attorneys

WHY ROCKET LAWYER?

Easy legal documents at your fingertips

Answer a few simple questions to make your document in minutes

Easily customizable
Make unlimited revisions and copies. Sign digitally. Share and print anytime.
Legal and reliable
Our documents are vetted by lawyers and legal staff, so you can use them with confidence.
Document Defense Shield
Added protection with Document Defense®
If there's a dispute, an On Call attorney can respond on your behalf. Included in your Premium plan.
Try Rocket Lawyer free for 7 days
Make your Premium document today and get back to doing what you love.

Looking for something else?