Get our app
Account Sign up Sign in

Ask a Lawyer a Question

You'll hear back in one business day.

Ask a Lawyer a Question

Get started

There are many reasons debt can catch up to a person, including job loss and illness to the individual or family provider. Many of these reasons are beyond the control of the individual.

Once a debtor has filed bankruptcy, the act of the filing puts an automatic stay on debt collection. This means that no debt collector can continue to harass the debtor. Upon filing, a notification is sent to all creditors. If for some reason a creditor has not received or ignores the notice, the debtor should notify the creditor that he or she has filed bankruptcy and all communications should be ceased. If the debtor has a bankruptcy lawyer, communication may be re-routed to the lawyer.

The free Bankruptcy Worksheet is a good place to start for anyone considering the legal issues surrounding personal or business bankruptcy.  Or, you can find a bankruptcy lawyer to help you with credit and bankruptcy legal information and bankruptcy filing.

This article contains general legal information and does not contain legal advice. Rocket Lawyer is not a law firm or a substitute for an attorney or law firm. The law is complex and changes often. For legal advice, please ask a lawyer.

Ask a lawyer

Our network attorneys are here for you.
Characters remaining: 600
Rocket Lawyer Network Attorneys

Try Rocket Lawyer FREE for 7 days

Start your membership now to get legal services you can trust at prices you can afford. You'll get:

All the legal documents you need—customize, share, print & more

Unlimited electronic signatures with RocketSign®

Ask a lawyer questions or have them review your document

Dispute protection on all your contracts with Document Defense®

30-minute phone call with a lawyer about any new issue

Discounts on business and attorney services