Account
Get our app
Account Sign up Sign in

Start Deed of Trust

Answer a few questions. We'll take care of the rest.


Because of this, deeds of trusts can be preferable, especially for smaller, non-traditional lenders. You can read more about the similarities and differences between a mortgage and a deed of trust, but it’s important to know which states allow you to use one or the other. Below, you can find that list.

Note that many states do in fact allow both. Blank cells mean simply that the state does not allow the document in the titled column. 


State 

 

Mortgage allowed

 

Deed of trust allowed 

 
Alabama Y Y
Alaska   Y
Arizona Y Y
Arkansas Y Y
California   Y
Colorado   Y
Connecticut Y  
Delaware Y  
D.C.   Y
Florida Y  
Georgia   Y
Hawaii   Y
Idaho   Y
Illinois Y Y
Indiana Y  
Iowa Y  
Kansas Y  
Kentucky Y Y
Louisiana Y  
Maine   Y
Maryland Y Y
Massachusetts   Y
Michigan Y Y
Minnesota   Y
Mississippi   Y
Missouri   Y
Montana  Y Y
Nebraska   Y
Nevada   Y
New Hampshire   Y
New Jersey Y  
New Mexico   Y
New York Y  
North Carolina   Y
North Dakota Y  
Ohio Y  
Oklahoma Y  
Oregon   Y
Pennsylvania Y  
Rhode Island   Y
South Carolina Y  
South Dakota Y Y
Tennessee   Y
Texas   Y
Utah   Y
Vermont Y  
Virginia   Y
Washington   Y
West Virginia   Y
Wisconsin Y  
Wyoming   Y

This article contains general legal information and does not contain legal advice. Rocket Lawyer is not a law firm or a substitute for an attorney or law firm. The law is complex and changes often. For legal advice, please ask a lawyer.


Ask a lawyer

Our On Call attorneys are here for you.
Characters remaining: 600
Rocket Lawyer On Call® Attorneys

Try Rocket Lawyer FREE for 7 days

Start your Premium Membeship now and get legal services you can trust at prices you can afford. You’ll get:

All the legal documents you need—customize, share, print & more

Unlimited digital signatures with RocketSign®

Ask a lawyer questions or have them review your document

Dispute protection on all your contracts with Document Defense®

30-minute phone call with a lawyer about any new issue

Discounts! Incorporate for FREE + hire a lawyer with up to 40% off*

*Free incorporation for new members only and excludes state fees. Lawyer must be part of our nationwide network to receive discount.

Trusted and secure
Better Business Bureau A+ rating