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Any time you are loaning money to another person, it is in your best interest to formalize the terms of your agreement with appropriate financial legal forms. Promissory Notes are legally binding documents that obligate borrowers to repay their debts. Without a written and signed Promissory Note, it will be difficult to enforce repayment in the event that the borrower does not honor the terms of your agreement.


If you need to create a Promissory Note, it's better to use a template or online service with the correct provisions and legal terms rather than trying to create one of your own. You can find a Promissory Note legal form on, which you can try for free. The form is simple to complete, and you'll be able to quickly and easily create a legal document that can help protect your interests as a lender.

This article contains general legal information and does not contain legal advice. Rocket Lawyer is not a law firm or a substitute for an attorney or law firm. The law is complex and changes often. For legal advice, please ask a lawyer.

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