Dispute an unauthorized charge on your credit card: Letter to Dispute a Fraudulent Credit Card Transaction
What is a Letter to Dispute a Fraudulent Credit Card Transaction?
If you suspect you are the victim of credit card fraud, you can use a Letter to Dispute a Fraudulent Credit Card Transaction to help fix things. With this easy-to-use document, you can contact your credit card issuer and clear up the problem, and keep a record of your communication. Filing a Letter to Dispute a Fraudulent Credit Card Transaction can help put a stop to the fraud, and protect your credit score.
The Fair Credit Billing Act allows credit card users to contact their credit card company within 60 days of receiving the credit card statement with the unauthorized activity. The Letter to Dispute a Fraudulent Credit Card Transaction is thus an important tool in alerting your credit card company to potential fraudulent activity. Help protect yourself with this document.
When to use a Letter to Dispute a Fraudulent Credit Card Transaction:
- You want to dispute unauthorized credit card charges.
- You've already spoken to your credit card company, but want to leave a paper trail of the dispute.
How do I get my Letter to Dispute a Fraudulent Credit Card Transaction reviewed?
If you already have a Letter to Dispute a Fraudulent Credit Card Transaction and want to have it reviewed, or if you have questions about creating or using one, there are a few ways to get help.
Use Rocket Copilot to ask questions or review your document; this helps you better understand what it says and identify anything that may need a closer look.
If you are looking for help from a Legal Pro, you can also ask a question and receive a response within one business day, or request a more in-depth document review.
Sample Letter to Dispute Credit Card Fraud
The terms in your document will update based on the information you provide
,
,
Re: Dispute of Credit Card Transaction(s)
This letter confirms the conversation I had with you on
I am the owner of account # .
I am disputing the following transaction(s) that were charged fraudulently (or in error) to my account without my authorization:
| Reference Number | Date | Amount | Merchant Name |
| # |
Please adjust my account information to reflect that I have disputed these transaction(s), remove these items from my statement, and send written confirmation that you have done so.
Please contact me if you have any questions or need additional information. (preferred) or (alternate)
Thank you for your prompt attention to this matter.
Sincerely,
______________________________________