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What is a Request to Cancel a Credit Card?
If you need to cancel a credit account, a Request to Cancel a Credit Card can help you get started. Maybe you opened that card years ago and it's just not useful to you anymore, maybe the interest rates were raised, or perhaps there was an annual fee added. No matter the reason you're deciding to cancel, it can benefit you to do so in writing. Having everything documented can help protect you if there are any misunderstandings, errors, or contentions when you cancel your card. Sending a Request to Cancel a Credit Card helps you formally end your ties with your creditor.
When to use a Request to Cancel a Credit Card:
- You want to cancel a credit account.
- You've already canceled the account online or over the phone, but want to follow up.