How it works
A Letter to Request a Credit Report can help you get a copy of your credit report from any of the three reporting agencies. Knowing your credit score can help you figure out where you stand. If you were denied credit, having your credit report can allow you to check for errors and correct them. A Letter to Request a Credit Report gets you the information you need.
Your credit score determines if you can get a loan and the interest rate. Make sure you know where you stand with a Letter to Request a Credit Report. Your potential lender might depend on any of the three agencies to determine your APR - or your approval. If you're getting ready to finance a car, or thinking about buying a house, it's smart to know if you'll get approved first, and what your interest rate might be. Knowing what to expect can help you make sure you're getting a fair deal. Sending a Letter to Request a Credit Report can help you prepare.
Other names for this document: Letter to Request Credit History
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