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Question

Can an assumption of risk clause protect against negligence claims?

I'm currently reviewing a contract from a client and I'm confused. Does agreeing to assume risk mean I'm giving up my right to claim negligence, or are there exceptions?

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Answer

Sometimes. Assumption of risk alone does not automatically waive negligence claims. An assumption of risk clause can limit claims for ordinary negligence, but it does not automatically remove your right to sue in all cases.

You may be agreeing to accept certain known risks, but that does not mean all negligence claims are waived. There are important limits.

When can an assumption of risk clause limit negligence claims?

These clauses can apply to ordinary negligence if the risks are clearly described and you knowingly accepted them.

For example, if a risk is obvious and part of the activity, and the clause clearly explains it, a court may limit your ability to claim damages for that specific risk.

What are the key exceptions?

Assumption of risk clauses usually do not protect against gross negligence, reckless behavior, or intentional harm.

They may also be limited by law or rejected if they are unclear, too broad, or unfair. Courts often review whether you truly understood the risks you were accepting.

What to do next...

  1. Review the clause to see which risks are specifically listed.
  2. Check if it clearly mentions negligence or just general risks.
  3. Look for overly broad or unclear language.
  4. Understand that not all rights are automatically waived.

What to consider in your specific situation

While these clauses can limit some claims, their effect depends on your contract and context.

  • The exact wording and clarity of the clause.
  • Whether the risks are clearly defined.
  • The type of activity and level of risk involved.
  • Local laws that affect enforceability.
  • The seriousness of the alleged negligence.
  • Whether the conduct goes beyond ordinary carelessness.

Understanding these limits can help you see what rights you may still have before signing. Since every situation is different, consider more information through Rocket Copilot, a Legal Pro, or a legal document review to move forward with confidence.

Published on 04/20/2026Written by Laura BojartReviewed by Legal Pros

At Rocket Lawyer, we follow a rigorous editorial policy to ensure every article is helpful, clear, and as accurate and up-to-date as possible. This page was created, edited and reviewed by trained editorial staff who specialize in translating complex legal topics into plain language, then reviewed by experienced Legal Pros—licensed attorneys and paralegals—to ensure legal accuracy.

Please note: This page offers general legal information, but not legal advice tailored for your specific legal situation. Rocket Lawyer Incorporated isn't a law firm or a substitute for one. For further information on this topic, you can Ask a Legal Pro.

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Disclosures

  1. This page offers general legal information, not legal advice tailored for your specific legal situation. Rocket Lawyer Incorporated isn't a law firm or a substitute for one. For further information on this topic, you can Ask a Legal Pro.