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Question

Who does an indemnity clause protect in a contract?

I'm a pet sitter and dog trainer. An attorney I spoke to recommended an indemnity clause in addition to my liability clause, but I'm not sure I understand if it protects me or my client.

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Answer

An indemnity clause can protect either you or your client—it depends on how it is written. It shifts responsibility from one party to another for certain types of claims, costs, or damages.

In simple terms, one party agrees to cover losses or legal claims for the other under specific situations.

How does an indemnity clause work?

The clause names who is responsible (the indemnitor) and who is protected (the indemnitee). If a covered event happens, the indemnitor agrees to pay for damages, legal costs, or claims—most commonly from third-party claims (for example, when someone outside the contract files a lawsuit).

For example, if you agree to indemnify a client, you may cover third-party claims caused by your services. If the client indemnifies you, they may cover claims related to their pet or information they provided.

Can it protect both parties?

Yes, many contracts include mutual indemnity clauses. This means each party protects the other from risks they control.

In your case, this could mean you cover issues caused by your handling of the pet, while the client covers risks tied to the pet's behavior or undisclosed history.

What to do next...

  1. Check who is listed as the indemnifying party.
  2. Review what types of claims are covered.
  3. See if the clause is one-sided or mutual.
  4. Make sure the risks match your actual services.

What to consider in your specific situation

While indemnity clauses are common, how they protect you depends on your services and risks.

  • The behavior and history of the pets you handle.
  • What information clients provide (or fail to provide).
  • The exact wording of the indemnity clause.
  • Whether the clause is mutual or one-sided.
  • Local laws that affect enforceability.
  • The level of risk in your training or care activities.

A well-written indemnity clause can help allocate risk clearly between you and your clients. Since every situation is different, consider more information through Rocket Copilot, a Legal Pro, or a legal document review to move forward with confidence.

Published on 04/20/2026Written by Laura BojartReviewed by Legal Pros

At Rocket Lawyer, we follow a rigorous editorial policy to ensure every article is helpful, clear, and as accurate and up-to-date as possible. This page was created, edited and reviewed by trained editorial staff who specialize in translating complex legal topics into plain language, then reviewed by experienced Legal Pros—licensed attorneys and paralegals—to ensure legal accuracy.

Please note: This page offers general legal information, but not legal advice tailored for your specific legal situation. Rocket Lawyer Incorporated isn't a law firm or a substitute for one. For further information on this topic, you can Ask a Legal Pro.

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Disclosures

  1. This page offers general legal information, not legal advice tailored for your specific legal situation. Rocket Lawyer Incorporated isn't a law firm or a substitute for one. For further information on this topic, you can Ask a Legal Pro.