What is a Letter to Dispute a Fraudulent Credit Card Transaction?
The Fair Credit Billing Act allows credit card users to contact their credit card company within 60 days of receiving the credit card statement with the unauthorized activity. The Letter to Dispute a Fraudulent Credit Card Transaction is thus an important tool in alerting your credit card company to potential fraudulent activity. Help protect yourself with this document.
When to use a Letter to Dispute a Fraudulent Credit Card Transaction:
- You want to dispute unauthorized credit card charges.
- You've already spoken to your credit card company, but want to leave a paper trail of the dispute.
Re: Dispute of Credit Card Transaction(s)
This letter confirms the conversation I had with you on
I am the owner of account # .
I am disputing the following transaction(s) that were charged fraudulently (or in error) to my account without my authorization:
|Reference Number||Date||Amount||Merchant Name|
Please adjust my account information to reflect that I have disputed these transaction(s), remove these items from my statement, and send written confirmation that you have done so.
Please contact me if you have any questions or need additional information. (preferred) or (alternate)
Thank you for your prompt attention to this matter.