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What is a Credit Card Inquiry?
Aside from fraudulent purchases, there are other reasons you may need to use a Credit Card Inquiry. Perhaps the business has incorrectly billed you for a purchase, or a restaurant has added the wrong amount for a tip you wrote on a receipt. If the business won't refund you the money, you can challenge the charge directly with your credit card company. A Credit Card Inquiry helps you resolve the issue efficiently.
When to use a Credit Card Inquiry:
- You want to challenge an unknown charge on your credit card.
- Someone used your card without your permission.
- You charged something and got a different, or much lower quality, product. And the company isn't taking returns.