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What is a Letter Refusing to Pay for a Charge on your Credit Card?

If your credit card statement has unauthorized charges a Letter Refusing to Pay for a Charge on Your Credit Card can help you challenge unjustified fees. If you've noticed fraudulent charges, paid for a product you never received, or if the service you purchased wasn't as promised you may be able to avoid paying some of the charges. A Letter Refusing to Pay for a Charge on Your Credit Card helps you formally explain your position.

A Letter Refusing to Pay for a Charge on Your Credit Card can help you dispute charges. You're likely not too interested in paying for unacceptable service or charges you didn't incur yourself. A Letter Refusing to Pay for a Charge on Your Credit Card can also help you correct mistakes that aren't the result of identity theft. If your son or daughter grabbed your credit card and made a few purchases, or if you were double charged for gasoline at the pump you may be able to clear up the charges. Whatever your reasons may be, a Letter Refusing to Pay for a Charge on Your Credit Card can help you get on the right track to resolving an unjustified credit card statement.

When to use a Letter Refusing to Pay for a Charge on your Credit Card:

You want to explain why you're not paying for a charge.
There were unauthorized charges on your account.
You received especially bad service or a poor quality product.

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Dear Customer Service:

to refuse a charge from , of , . On , my credit card, account number , expiration date , was used to purchase for a total amount of .

I am refusing the charge because Until the matter is resolved, do not pay the item referenced above.

Please contact me if you have any questions or need additional information. or

Thank you for your cooperation in this matter.

Sincerely,

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