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What is a Response to Payment Request?
If you've received a vehement letter from a creditor a Response to Payment Request can help keep them at bay. Maybe you paid your bill months ago and the creditor is just wrong, or maybe you need more time. Either way, it can be important to let them know. Simply opening up a conversation can help you avoid a ding on your credit score, and It can also help you put a stop to those angry letters from the creditor. Whether you're fighting a charge or just need more time to pay, a Response to Payment Request can help you sort everything out.
When to use a Response to Payment Request:
- A creditor is demanding payment, and you want to let them know why you aren't paying.
- You need more time to pay a bill.