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What Does an Insurance Lawyer Do?

An insurance lawyer can advise if there is a question about whether your insurance company is treating you fairly or represent you in court if you have evidence that they aren't. They can also deal with other insurance companies if there has been an accident involving another party.

How Do I Know If I Need an Insurance Lawyer?

You may need an insurance attorney if:
  • Your insurance company (auto, health, homeowners, life, disability, etc.) isn't covering something they should or is otherwise being unfair
  • You were in an accident involving someone else and their insurance company isn't paying
  • You're unable to obtain insurance
  • Life insurance isn't paying out after a family member's death

How Much Does an Insurance Lawyer Cost?

Lawyers take different approaches to how they bill and how much they charge, but often insurance lawyers charge by the hour. If you live in a big city or have a complex case, your bill may be more expensive.

What Should I Expect When Working with an Insurance Lawyer?

Your insurance attorney should be able to interpret your agreement with your insurance agency and advise on whether they are acting according to your agreement. If they are acting unfairly, your attorney can take you through the lawsuit process and try to win a settlement or have the insurance company pay for your original damages. An insurance lawyer will know procedural best practices and the specificities of the law so that you are well represented.

Please note: This page offers general legal information, but not legal advice tailored for your specific legal situation. Rocket Lawyer Incorporated isn't a law firm or a substitute for one. For further information on this topic, you can Ask a Legal Pro.


Written and Reviewed by Experts
Written and Reviewed by Experts
This article was created, edited and reviewed by trained editorial staff who specialize in translating complex legal topics into plain language.

At Rocket Lawyer, we believe legal information should be both reliable and easy to understand—so you don't need a law degree to feel informed. We follow a rigorous editorial policy to ensure every article is helpful, clear, and as accurate and up-to-date as possible.

About this page:

  • This article was written and reviewed by Rocket Lawyer editorial staff
  • This article was last reviewed or updated on Sep 23, 2022

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