What Does an Insurance Lawyer Do?An insurance lawyer can advise if there is a question about whether your insurance company is treating you fairly or represent you in court if you have evidence that they aren't. They can also deal with other insurance companies if there has been an accident involving another party.
How Do I Know If I Need an Insurance Lawyer?You may need an insurance attorney if:
- Your insurance company (auto, health, homeowners, life, disability, etc.) isn't covering something they should or is otherwise being unfair
- You were in an accident involving someone else and their insurance company isn't paying
- You're unable to obtain insurance
- Life insurance isn't paying out after a family member's death
How Much Does an Insurance Lawyer Cost?Lawyers take different approaches to how they bill and how much they charge, but often insurance lawyers charge by the hour. If you live in a big city or have a complex case, your bill may be more expensive.
What Should I Expect When Working with an Insurance Lawyer?Your insurance attorney should be able to interpret your agreement with your insurance agency and advise on whether they are acting according to your agreement. If they are acting unfairly, your attorney can take you through the lawsuit process and try to win a settlement or have the insurance company pay for your original damages. An insurance lawyer will know procedural best practices and the specificities of the law so that you are well represented.
This article contains general legal information and does not contain legal advice. Rocket Lawyer is not a law firm or a substitute for an attorney or law firm. The law is complex and changes often. For legal advice, please ask a lawyer.