You're a lender who's not quite sure about an applicant. A Request for Bank or Credit Reference let's you scope them out. Or maybe it's just your policy to check an applicant's financial background. When you require a Request for Bank or Credit Reference, you're protecting the loan - and yourself.
The days of don't-ask-don't-tell loans are over. When you offer a loan or extend credit, you'll need to know how customers have handled their money in the past. By law, credit history is private and confidential, so your customers have to give you the go-ahead before you can run the check. If you're seeking credit, you may feel like your privacy is on the line when you give a lender or retailer access to your financial information. However, it's the quickest way to prove you're financially responsible. Once the lender has seen how you've handled your car payments, you'll have a better chance of getting the new loan. When you're in the lending business, there's always a risk your customer will default. But a Request for Bank or Credit Reference you can help up your odds of finding responsible applicants, weeding out the bad bets.
Other names for this document: Credit Reference Request Form, Bank Reference Request
More than just a template, our step-by-step interview process makes it easy to create a Request for Bank or Credit Reference.
Save, sign, print, and download your document when you are done.
Our step-by-step interview process makes creating a printable Request for Bank or Credit Reference easy.