Once a debtor has decided to file for bankruptcy, he or she should retain a bankruptcy lawyer. The bankruptcy lawyer can explain the complicated bankruptcy laws to the debtor and make sure the debtor files under the proper bankruptcy Chapter for his or her situation. There are also credit-counseling classes and personal finance management courses that the debtor must attend. The debtor cannot attend just any course. The bankruptcy court must approve.

Get started Ask a Lawyer a Question You'll hear back in one business day.


A bankruptcy lawyer can also field creditor calls for a debtor, particularly the creditor calls wherein a creditor refuses to cease communication with a debtor. The bankruptcy attorney will make it abundantly clear that it is against the law to continue collection attempts via telephone or written document once a debtor has filed bankruptcy.

The bankruptcy courts now use electronic filing. It is much easier to retain an attorney and have the attorney complete the filing than it is to file paper documents with the court by oneself. The electronic filing also helps the court to move cases through much quicker. The quicker a bankruptcy can move through the court system, the quicker the debtor is finished with the process and can start rebuilding his or her financial situation.

The free Bankruptcy Worksheet is a good place to start for anyone considering the legal issues surrounding personal or business bankruptcy. You can also find a bankruptcy lawyer today to help you with credit and bankruptcy legal information and bankruptcy filing.

Get started Ask a Lawyer a Question You'll hear back in one business day.


Get started Ask a Lawyer a Question You'll hear back in one business day.