Ask for money back due to fraudulent transaction: Letter to Dispute a Fraudulent Bank Transaction
What is a Letter to Dispute a Fraudulent Bank Transaction?
If you have an unauthorized charge in your checking or savings account, you can file a Dispute Fraudulent Bank Transaction document, which will help you get that money back. Maybe your debit card was stolen. Or maybe someone got ahold of your checkbook and went on a shopping spree. A Letter to Dispute a Fraudulent Bank Transaction helps right financial wrongs.
A Fraudulent Bank Transaction Dispute Letter lets the bank know that there is unauthorized activity on your account, and that you shouldn't be liable for those charges. You typically must report such errors within 60 days after the closing date on the bank statement. (There could details on your statement that explain the procedure you should follow, so it pays to read it carefully.) With this document, you can help make sure no additional unauthorized charges are made, while ensuring your paperwork is in order. A Letter to Dispute a Fraudulent Bank Transaction helps you establish a paper trail when it comes to communicating with your bank.
When to use a Letter to Dispute a Fraudulent Bank Transaction:
- There are unauthorized charges in your checking or savings account.
- You want to challenge transactions in your accounts.
- You've called your bank to dispute the charges, but want to follow up in writing.
Have questions about your Letter to Dispute a Fraudulent Bank Transaction?
Whether you're preparing your Letter to Dispute a Fraudulent Bank Transaction, reviewing one someone sent you, or just want to understand it better, here's how to get help.
- Understand what it says or review it. Use our AI legal assistant to ask questions about your Letter to Dispute a Fraudulent Bank Transaction, understand what it says, and spot anything that may need a closer look.
- Ask an attorney a question. Connect with an attorney for legal information, with a written answer within one business day or a live consultation.
- Get advice on what to do. For privileged, confidential advice about your specific circumstances and next steps, book a Legal Advice Session with an attorney.
Sample Letter to Dispute a Fraudulent Bank Transaction
The terms in your document will update based on the information you provide
This document has been customized over 17.7K times
Documents and communicates
Consult an Attorney to ask questions or review your document
Sign this document online for free with RocketSign®
,
,
Re: Dispute of Bank Transaction(s)
This letter confirms the conversation I had with you on
I am the owner of account # .
I am disputing the following transaction(s) that were charged fraudulently to my account without my authorization:
| Date | Amount | Merchant Name | Bank Ref. # |
Please adjust my account information to reflect that I have disputed these transaction(s), and to remove these items from my statement, and send written confirmation that you have done so.
Please contact me if you have any questions or need additional information. (preferred) or (alternate)
Thank you for your prompt attention to this matter.
Sincerely,
______________________________________
