What is a Letter to Dispute a Fraudulent Bank Transaction?
A Fraudulent Bank Transaction Dispute Letter lets the bank know that there is unauthorized activity on your account, and that you shouldn't be liable for those charges. You typically must report such errors within 60 days after the closing date on the bank statement. (There could details on your statement that explain the procedure you should follow, so it pays to read it carefully.) With this document, you can help make sure no additional unauthorized charges are made, while ensuring your paperwork is in order. A Letter to Dispute a Fraudulent Bank Transaction helps you establish a paper trail when it comes to communicating with your bank.
When to use a Letter to Dispute a Fraudulent Bank Transaction:
- There are unauthorized charges in your checking or savings account.
- You want to challenge transactions in your accounts.
- You've called your bank to dispute the charges, but want to follow up in writing.
Re: Dispute of Bank Transaction(s)
This letter confirms the conversation I had with you on
I am the owner of account # .
I am disputing the following transaction(s) that were charged fraudulently to my account without my authorization:
|Date||Amount||Merchant Name||Bank Ref. #|
Please adjust my account information to reflect that I have disputed these transaction(s), and to remove these items from my statement, and send written confirmation that you have done so.
Please contact me if you have any questions or need additional information. (preferred) or (alternate)
Thank you for your prompt attention to this matter.