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Deed of Reconveyance basics

Paying off your home calls for celebration, as well as a Deed of Reconveyance, which proves that you've fully repaid your property loan. With this document, you can make the loan repayment official.

What is a Reconveyance Deed?

A Deed of Reconveyance is the last step to homeownership, as it is the document which confirms your fulfillment of the property loan, and your ownership of the property. Once your debt is paid off, a reconveyance deed will transfer ownership of the property from the lender to the borrower.

How do I get a Deed of Reconveyance?

Making a Deed of Reconveyance online is simple. Just answer a few questions, and Rocket Lawyer will build your document for you. Consider these questions beforehand to make the process speedier:

  • Who is the borrower, lender, and trustee?
  • Where will the trustee sign the Deed of Reconveyance?
  • What is the legal description of the property?
  • What is the recorded information of the Deed of Trust?

If you don't have all of the details you need, you can skip questions, and save your document for later.

Who signs a Reconveyance Deed?

A Deed of Reconveyance is signed by a trustee (the lender, in most cases) and notarized. Afterwards, it should be filed with the county recorder's office.

How do I file a reconveyance?

Contact your local county recorder or recorder of deeds to learn about their specific process. If you have questions, a real estate lawyer can also help.

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Sample Deed of Reconveyance

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