What is a Request to Close an Unauthorized Account?

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A Request to Close an Unauthorized Account can help you shut down fraudulent accounts and prevent unwarranted charges. An unauthorized account may have been opened for a number of reasons; be it a simple mistake by a creditor or identity theft. Either way, it's important to ensure everything is in order - a Request to Close an Unauthorized Account can help you do just that.

Use the Request to Close an Unauthorized Account document if:

You want to close an account that was acquired in your name without your consent.
You called to close your account but would like to follow up with a letter.

Bank accounts, credit, and even movie rentals - chances are that you have a fair amount of accounts open in your name. With such a wide breadth of services it may be difficult to recognize an unauthorized account that's been opened in your name; however, if you do it's probably best to address it as soon as possible. You don't want to be stuck paying for a service you didn't subscribe to yourself, nor do you want to damage your credit in the event you don't pay. A Request to Close an Unauthorized account can help protect you by cancelling the account and by documenting your efforts so you can argue any costs that are unjustifiably attributed to you. A Request to Close an Unauthorized Account helps you stay on top of things.

Other names for this document: Letter to Close a Fraudulent Account

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