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Secured Promissory Note Basics

If you need a loan, or are considering giving one, a Secured Promissory Note can provide security for that loan. The note provides a lot of collateral as the borrower is promising to give up personal property or real estate if the loan isn't repaid. A Secured Promissory Note can help convince a lender to make a loan and ensures the borrower will pay it back.

Use the Secured Promissory Note document if:

  • You want to borrow money and offer your personal property or real estate as collateral.
  • You're thinking of lending someone money, but want property as collateral.

If you're lending money, you probably want something more than the borrower's good word that they'll pay you back - a Secured Promissory Note can help back up that promise. Lending money is a big deal, you want to make sure you'll get paid, and on time. As a borrower, you may need to provide additional incentive for someone to lend to you. A Secured Promissory Note can help you do just that, but you'd better make sure you can repay the loan. A Secured Promissory Note helps get a loan started and ensures it's honored.

Other names for this document: Secured Promissory Note Form

Sample Secured Promissory Note

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