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New Law Alert: HOPE for Homeowners - Housing and Foreclosure Relief Bill Becomes Law
If you are one of the many homeowners looking for help, the new housing relief bill may provide mortgage relief that can help you avoid foreclosure. So, how do you apply for help under the new HOPE for Homeowners housing and foreclosure assistance law?
The housing relief bill almost certainly is the most robust housing legislation in decades, enabling homeowners who need help with their mortgage payments to refinance into more affordable loans, backed by the government. By taking advantage of this relief, many homeowners should be able to keep their homes.
According to Courant.com, "The program could help as many as 400,000 homeowners acrossthe country facing foreclosure. HOPE for Homeowners is voluntary, however, and both lender and borrower must agree to participate."
The HOPE for Homeowners program begins October 1 and the rules and procedures for implementing the bill are being written now. It will be administered by the Federal Housing Administration (FHA).
RocketLawyer.com will keep you informed as details of the foreclosure relief bill become clear.
Personal and business credit, including rising bankruptcy filings are in the news almost daily. If you are looking for ways to understand your credit and possible legal solutions, like bankruptcy, RocketLawyer.com can be a good place to start. This article describes a few of the personal and business credit and bankruptcy resources you can find from Rocket Lawyer.
Denials of Credit and Credit Repair Help
There are several legal documents to help you if you have been denied credit. They include the following: Challenge to Denial of Credit Form, Request a Positive Report Form and the Credit Report Request Form. Also, in partnership with TrueCredit by TransUnion, every Rocket Lawyer Member can access their credit report by establishing a TrueCredit account directly linked from their Rocket Lawyer MyAccount page. TrueCredit can help you monitor your credit and provides lots of helpful tips about how to improve your credit rating with all three credit information agencies.
Bankruptcy Legal Help
The RocketLawyer.com Bankruptcy Worksheet is a good place to start for anyone considering the legal issues surrounding personal or business bankruptcy. The Bankruptcy Worksheet will help you organize and understand your personal financial situation and gather the information that you should have available for your attorney for a pre-bankruptcy consultation. The Bankruptcy Worksheet can also provide the basic information about how to file for bankruptcy, step by step.
Find a Lawyer to help with Credit and Bankruptcy Matters
The free Rocket Lawyer legal directory contains profiles of attorneys in every state who can assist with a variety of legal matters, including credit and bankruptcy legal information and filings. Click here to find a lawyer in your state.
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referral service" and does not provide or participate in any legal representation.
Our featured Bankruptcy Lawyer for this issue is 
