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Legally Easy

Legally Easy is a free source of legal help, news and information from Charley Moore and the legal team at RocketLawyer.com. Rocket Lawyer is the easiest way to make a legal document, find a lawyer and get free legal advice for yourself and your business.

 
 
     
 
   

What Should You Do About the Denial of a Medical Insurance Claim?

Every day, many people find themselves in one of life's most distressing situations - having a health care insurance claim denied. Sadly, it's a fact of life that our healthcare system routinely results in denied claims for medical services and care that people need and probably should be entitled to under their existing insurance policy. What should you do if a healthcare insurance claim of yours is denied?




Well, there is more and more public momentum toward cleaning up health care and claims denials. Robyn Shelton writes in the Orlando Sentinel that if you are denied a health insurance claim, "you should appeal." She goes on to write:




"First off: Don't panic. Many claims are rejected initially for glitches that can be sorted out rather easily. Do not pay a bill without making some calls." Read more...


In her article "The Health-Care Crisis Hits Home," Karen Tumulty recounts her family's ordeal as her brother had to fight the twin battles of kidney disease and a denial of his insurance coverage. Stories like these are all too familiar to millions of people:

"The unforeseen was exactly what turned up when Pat went in for a physical on Nov. 30, 2007, his first in five years. The doctor found high levels of blood and protein in his urine, results that were confirmed in another round of tests in December. Soon after that, Pat discovered that his urine had turned brown and foamy. In the middle of all this, he was laid off from his job, and finding a new one while doing temp work was his most pressing concern...That's when Pat, who is now 54, learned that his kidneys were failing.
The diagnosis was only the first shock. The second came a few weeks later, in an Aug. 5 letter from Pat's health-insurance company (denying his claim). For six years — since losing the last job he had that provided medical coverage — Pat had been faithfully paying premiums to Assurant Health, buying a series of six-month medical policies, one after the other, always hoping he would soon find a job that would include health coverage...The previous four weeks had left my brother with more than $14,000 in bills from hospitals, doctors and labs..." Read more...


If you are facing an insurance claim denial, you can follow a few simple steps to first become informed about your rights, and second, fight the claims denial yourself, with the assistance of government agencies, and, if needed, your own lawyer.




Start Your Medical Claims Denial of Benefits Appeal




Find a Lawyer to Help with Insurance Claims and Personal Injury




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Lawyers add Easy Legal Documents to any Website and Blog

We're happy to announce that any lawyer can now add a customized easy legal document service to any attorney website or blog! It's simple, just click the link on this widget to get started and add value for every legal website or blog visitor who is looking for do it yourself legal documents.

Plus - whenever anyone needs help with a document, Rocket Lawyer's patent-pending Click-through Legal Review(TM) system can automatically route clients to their favorite attorney to deliver the legal services they need on the spot. For lawyers, adding the legal document service to your site or blog can be another important step toward establishing full service relationships with clients for a lifetime.



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Rocket Lawyer to Preview Web Law Office 2.0 at SaaS Conference

Thanks to the support and feedback of our members, RocketLawyer.com has been selected to deliver a company Preview presentation at this year's SIIA OnDemand Software as a Service conference. SIIA OnDemand is widely viewed as the premier industry gathering for the SaaS market, with attendees from Salesforce.com, IBM, Oracle and many other companies, media and technology investors. According to SIIA's announcement, Rocket Lawyer was "chosen by the Software & Information Industry Association from among 82 candidate companies for the opportunity to present their products and services to OnDemand Conference Attendees."

You can read the full announcement here: SIIA Announces Its 2008 Previews Company Selections

The Rocket Lawyer Web Law Office(tm) is the easiest way for lawyers to produce legal documents in collaboration with new and existing clients, other counsel and other parties. Stay tuned for our official Web Law Office 2.0 announcement Tuesday morning, and thanks again for helping us make Rocket Lawyer work better for everyone!


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Credit and Bankruptcy Legal Help

Personal and business credit, including rising bankruptcy filings are in the news almost daily. If you are looking for ways to understand your credit and possible legal solutions, like bankruptcy, RocketLawyer.com can be a good place to start. This article describes a few of the personal and business credit and bankruptcy resources you can find from Rocket Lawyer.

Denials of Credit and Credit Repair Help

There are several legal documents to help you if you have been denied credit. They include the following: Challenge to Denial of Credit Form, Request a Positive Report Form and the Credit Report Request Form. Also, in partnership with TrueCredit by TransUnion, every Rocket Lawyer Member can access their credit report by establishing a TrueCredit account directly linked from their Rocket Lawyer MyAccount page. TrueCredit can help you monitor your credit and provides lots of helpful tips about how to improve your credit rating with all three credit information agencies.

Bankruptcy Legal Help

The RocketLawyer.com Bankruptcy Worksheet is a good place to start for anyone considering the legal issues surrounding personal or business bankruptcy. The Bankruptcy Worksheet will help you organize and understand your personal financial situation and gather the information that you should have available for your attorney for a pre-bankruptcy consultation. The Bankruptcy Worksheet can also provide the basic information about how to file for bankruptcy, step by step.

Find a Lawyer to help with Credit and Bankruptcy Matters

The free Rocket Lawyer legal directory contains profiles of attorneys in every state who can assist with a variety of legal matters, including credit and bankruptcy legal information and filings. Click here to find a lawyer in your state.


Our featured Bankruptcy Lawyer for this issue is Henry Repay, of Belvidere, Illinois.

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