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Text of President's Remarks on Living Wills and Healthcare Reform

Congressman Earl Blumenauer (pictured) is bringing attention to Living Wills in connection with the pending healthcare bill. In fact, speaking to the AARP, President Obama discussed his own Living Will. Here is what he said, according to the Boston Globe (in the town hall Q & A format):
Q I have heard lots of rumors going around about this new plan, and I hope that the people that are going to vote on this is going to read every single page there. I have been told there is a clause in there that everyone that's Medicare age will be visited and told to decide how they wish to die. This bothers me greatly and I'd like for you to promise me that this is not in this bill.

THE PRESIDENT: You know, I guarantee you, first of all, we just don't have enough government workers to send to talk to everybody, to find out how they want to die.

I think that the only thing that may have been proposed in some of the bills -- and I actually think this is a good thing -- is that it makes it easier for people to fill out a living will.
Now, Mary, you may be familiar with the principle behind a living will, but it basically is something that my grandmother -- who, you may have heard, recently passed away -- it gave her some control ahead of time, so that she could say, for example, if she had a terminal illness, did she want extraordinary measures even if, for example, her brain waves were no longer functioning; or did she want just to be left alone. That gives her some decision-making power over the process.

The problem is right now most of us don't give direction to our family members and so when we get really badly sick, sadly enough, nobody is there to make the decisions. And then the doctor, who doesn't know what you might have preferred, they're making decisions, in consultation with your kids or your grand kids, and nobody knows what you would have preferred.

So I think the idea there is to simply make sure that a living will process is easier for people -- it doesn't require you to hire a lawyer or to take up a lot of time. But everything is going to be up to you. And if you don't want to fill out a living will, you don't have to. But it's actually a useful tool I think for a lot of families to make sure that if, heaven forbid, you contract a terminal illness, that you are somebody who is able to control this process in a dignified way that is true to your faith and true to how you think that end-of-life process should proceed.

You don't want somebody else making those decisions for you. So I actually think it's a good idea to have a living will. I'd encourage everybody to get one. I have one. Michelle has one. And we hope we don't have to use it for a long time, but I think it's something that is sensible.

But, Mary, I just want to be clear: Nobody is going to be knocking on your door; nobody is going to be telling you you've got to fill one out. And certainly nobody is going to be forcing you to make a set of decisions on end-of-life care based on some bureaucratic law in Washington.

MR. CUTHBERT: Mr. President, she mentioned, not in her question, but in her preview, that she's talking about Section 1232, the infamous page 425, which is being read as mandatory end-of-life care advice and counseling for Medicare. As I read the bill, it's saying that Medicare will, for the first time, cover consultation about end-of-life care, and that they will not pay for such a consultation more than once every five years. This is being read as saying every five years you'll be told how you can die.

THE PRESIDENT: Well, that would be kind of morbid. (Laughter.) I think that the idea in that provision, which may be in the House bill -- keep in mind that we're still having a whole series of negotiations, and if this is something that really bothers people, I suspect that members of Congress might take a second look at it. But understand what the intent is. The intent here is to simply make sure that you've got more information, and that Medicare will pay for it.

So, for example, there are some people who -- they get a terminal illness, and they decide at a certain point they want to get hospice care. But they might not know how to go about talking to a hospice, what does it mean, how does it work. And they don't want to -- we don't want them to have to pay for that out of pocket. So if Medicare is saying you have the option of consulting with somebody about hospice care, and we will reimburse it, that's putting more power, more choice in the hands of the American people, and it strikes me that that's a sensible thing to do.
The end of life counseling elements of healthcare reform look to become more prominent in the ongoing debate. A Living Will (also known as an Advance Healthcare Directive or just Advance Directive) allows anyone to indicate their wishes concerning the withdrawal or withholding of life-sustaining procedures if they are in a terminal condition with no hope of recovery or are permanently unconscious.

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Automobile Accidents and Cell Phones

Automobile accidents cause of millions of lawsuits, injuries, deaths and tragedy. Years ago, an organization called Mothers Against Drunk Driving (MADD) made a big difference in bringing the dangers of driving under the influence (DUI) to national attention. The resulting crack down on DUI has been credited with saving lives nationwide.

Now, the New York Times is attempting to bring greater attention to the risks of driving while multi-tasking on cell phones and PDAs. On Sunday, the Times commenced a series titled "Driven to Distraction" that chronicles the dangers of cell phone use on the road. As the article notes:

Extensive research shows the dangers of distracted driving. Studies say that drivers using phones are four times as likely to cause a crash as other drivers, and the likelihood that they will crash is equal to that of someone with a .08 percent blood alcohol level, the point at which drivers are generally considered intoxicated. Research also shows that hands-free devices do not eliminate the risks, and may worsen them by suggesting that the behavior is safe.

A 2003 Harvard study estimated that cellphone distractions caused 2,600 traffic deaths every year, and 330,000 accidents that result in moderate or severe injuries.

Further, according to Times reporter Matt Richtel, the U.S. government has even "withheld data on (the) risks of distracted driving:"

In 2003, researchers at a federal agency proposed a long-term study of 10,000 drivers to assess the safety risk posed by cellphone use behind the wheel. They sought the study based on evidence that such multitasking was a serious and growing threat on America’s roadways. But such an ambitious study never happened. And the researchers’ agency, the National Highway Traffic Safety Administration, decided not to make public hundreds of pages of research and warnings about the use of phones by drivers — in part, officials say, because of concerns about angering Congress.

On Tuesday, the full body of research is being made public for the first time by two consumer advocacy groups, which filed a Freedom of Information Act lawsuit for the documents. The Center for Auto Safety and Public Citizen provided a copy to The New York Times, which is publishing the documents on its Web site. In interviews, the officials who withheld the research offered their fullest explanation to date.

The former head of the highway safety agency said he was urged to withhold the research to avoid antagonizing members of Congress who had warned the agency to stick to its mission of gathering safety data but not to lobby states.

Critics say that rationale and the failure of the Transportation Department, which oversees the highway agency, to more vigorously pursue distracted driving has cost lives and allowed to blossom a culture of behind-the-wheel multitasking.

“We’re looking at a problem that could be as bad as drunk driving, and the government has covered it up,” said Clarence Ditlow, director of the Center for Auto Safety. The group petitioned for the information after The Los Angeles Times wrote about the research last year. Mother Jones later published additional details.

We are going to continue to follow the Times reporting on cell phones and automobile accidents as well as track automobile accident legal issues.

Visit the National Highway Traffic Safety Administration website for more information.

If you have a legal matter relating to a car accident, you can find an automobile accident lawyer to help.

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Small Business Administration Economic Recovery Update

Is the Small Business Administration, aka the SBA, doing enough to help small business owners weather the current economic storm? We're keeping track of the SBA website and news to find out. It's important, because small businesses provide the vast majority of jobs and drive a much greater part of the U.S. economy than large enterprises. SBA chief Karen Mills is pictured above.

The SBA website describes several economic recovery initiatives, including new loan programs. One example is the SBA ARC Loan Program, authorized by the 2009 Economic Recovery Act:

If your small business is stressed meeting expenses during these economic times, the U.S. Small Business Administration has a new loan program designed just for you.

SBA’s America’s Recovery Capital Loan Program can provide up to $35,000 in short-term relief for viable small businesses facing immediate financial hardship to help ride out the current uncertain economic times and return to profitability. Each small business is limited to one ARC loan.

ARC loans will be offered by some SBA lenders for as long as funding is available or until September 30, 2010, whichever comes first.
Here's how to apply and prepare for the application process via your lender:

Applying for an ARC Loan

ARC Loans are provided by commercial lenders and guaranteed by the SBA. Your next step is to contact your lender who will help you determine if you are a candidate for an ARC Loan. Questions they may ask include the following:

  • Does your small business have an established banking relationship?
  • Has your small business been in operation for a minimum of two years?
  • Do you have financial statements (balance sheet, income statement, and cash flow statement) which demonstrate your business had a positive cash flow in one of the past two years (or as long as your business has been operating, if less than two years)?
  • Does your cash flow projection for the next two years indicate sufficient cash flow to meet your current and future loan payments?
  • Is your business suffering an immediate financial hardship? For example:
  • Declining sales and revenues;
  • Difficulty in making loan payments on existing debt;
  • Difficulty in paying employees;
  • Difficulty in purchasing materials, supplies, or inventory; and/or
  • Difficulty in paying rent and/or other operating expenses
For more information to help you manage your small business, visit the Business and Employment Legal Help Center.

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