Free Request to Cancel a Fraudulent Credit Card

If applicable, the credit card company may require that you include proof of your identity theft incident such as photocopies of the ID Theft Affidavit, a filed Police Report, any letters to credit bureaus, etc. Contact the credit card company to determine what additional information, if any, may be required.

Photocopies, not the original copies, of any relevant documents should be included with the letter (unless otherwise required by the credit card company). You should keep a copy of all written communications with the credit card company and maintain a written summary of all oral communications.

This letter is used to request the cancellation of a credit card account that was opened in your name by an identity thief without your consent.

Note: You should contact the credit card company immediately and use this letter as a follow-up. However, if you choose not to call first, this letter can be used as a first contact with the company.

1. The letter should be signed, but it is not necessary that the signature be witnessed or notarized.

2. Be sure to attach any evidence of the identity theft incident.

3. Retain a copy of the letter for your records. Keep the original copies of any enclosures, unless you are required to send the originals. If you send an original, keep a copy.

4. Although not required, sending the letter in a manner that can be tracked (e.g., overnight courier or certified mail/return receipt requested) is highly advisable. It may assist you in the event you need evidence of receipt of the letter.

5. After a reasonable amount of time has passed, follow up to make sure that any requested action was actually taken.