Free Letter Challenging a Credit Denial

This letter allows you to request the reasons why your application for credit was denied or why your existing account was terminated. You may also use this letter to correct any incorrect information which has caused an unfavorable change in your account.

Use the Letter Challenging a Credit Denial document if:
  • You want to challenge the denial of a loan, or credit application.
  • You want to challenge a termination of account or an unfavorable action taken against your existing credit.
  • You want to request the creditor?s reason for denial, which may allow you to correct any faulty information.
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