Free ID Theft Affidavit

This ID Theft Affidavit can be used to help you report information to any company where an unauthorized account was opened.

Use the ID Theft Affidavit document if:

You want to avoid becoming obligated for debts incurred by an identity thief.
You want to assist creditors in investigating fraudulent use of your identity.

Related Help Articles	Related Documents	More Information
ID Theft Scams In order to protect yourself, it is important to know how your identity can be compromised. According to the FTC, there are many types of id theft scams and other tricks used by thieves: Read more Filing a Complaint with the FTC If you have been a victim of ID theft, in addition to filing a complaint with the police and credit company, you can also file a complaint with the Federal Trade Commission (FTC). You can use their online complaint form, call their Identity Theft Hotline at 1-877-ID-THEFT Read more How to Get a Credit Freeze The most recent weapon in the war against ID theft is to the ability to get a credit freeze. A credit freeze completely shuts down access to your credit report, leaving you with a PIN (personal identification number) that allows only you to access it. The intention of the credit... Read more
Credit Card Lost or Stolen Use this letter to notify a credit card company that your credit card has been lost or stolen. Read more Credit Freeze Request A Credit Freeze, also called a Security Freeze, completely shuts down access to your credit history. Placing a Credit Freeze requires a written request to each credit bureau, and each has slightly different requirements. Our simple interview process will automatically generate all three request letters for you. Read more Letter to Report an Identity Theft to the Secret Service This letter is used to report an identity theft incident to the Secret Service and request an investigation. Read more
Completing the ID Theft Affidavit and Fraudulent Account Statement ID Theft Affidavit Reporting the ID Theft Signing Instructions Completing the ID Theft Affidavit and Fraudulent Account Statement Complete and sign a separate affidavit and Fraudulent Account Statement for each company you are notifying and only send them to that company. Complete this affidavit as soon as possible. Delay could slow the investigation. List only the account(s) you are disputing with the company receiving this document. If a collection agency sent you a statement, letter or notice about the fraudulent account, attach a copy of that document, not the original. Be as accurate and complete as possible. You may choose not to provide some of the information requested. However, incorrect or incomplete information will slow the process of investigating your claim and absolving the debt. Before submitting your affidavit, review the disputed account(s) with family members or friends who may have information about the account(s) or access to them. When you have finished completing the affidavit, mail a copy to each creditor, bank or company that provided the thief with the unauthorized credit, goods, or services you describe. Attach to each affidavit a copy of the Fraudulent Account Statement with information only on accounts opened at the institution receiving the document, as well as any other supporting documentation you are able to provide. Send the appropriate documents to each company by certified mail, return receipt requested, so you can prove that it was received. The companies will review your claim and send you a written response telling you the outcome of their investigation. Keep a copy of everything you submit for your records. ID Theft Affidavit This ID Theft Affidavit is used to provide information to companies where an account was fraudulently opened using your identiy. To make certain that you do not become responsible for the debts incurred by the identity thief, you must provide proof that you didn't create the debt to each of the companies where accounts were opened or used in your name. This ID Theft Affidavit can be used to help you report information to any company, creditor, or bank where the unauthorized account was opened. Many companies may accept this affidavit, others may require that you submit more or different forms. Before you send the affidavit, contact each company to find out the preferred form. You can use this affidavit where a NEW ACCOUNT was opened in your name. The information will enable the companies to investigate the fraud and decide the outcome of your claim. (If someone made unauthorized charges to an EXISTING ACCOUNT call the company to find out what you must do.) If you cannot complete the affidavit, a legal guardian or someone with power of attorney may complete it for you. Except as noted, the information you provide will be used only by the company to process your affidavit, investigate the events you report and help stop further fraud. If this affidavit is requested in a lawsuit, the company might have to provide it to the requesting party. The ID Theft Affidavit has two parts: ID Theft Affidavit is where you report general information about yourself and the theft, and Fraudulent Account Statement is where you describe the fraudulent account(s) opened in your name. Reporting the ID Theft You should report the fraud to the following organizations: Each of the three national consumer-reporting agencies. Ask each agency to place a "fraud alert" on your credit report, and send you a copy of your credit file. When you have completed your affidavit packet, you may want to send them a copy to help them investigate the disputed accounts. Equifax Credit Information Services, Inc. (800) 525-6285 (Hearing impaired call 1-800-255-0056 and ask the operator to call the Auto Disclosure Line at 1-800-685-1111 to obtain a copy of your report.) P.O. Box 740241 Atlanta, GA 30374-0241 www.equifax.com Experian Information Solutions, Inc. (888) 397-3742/TDD (800) 972-0322 P.O. Box 9530 Allen, TX 75013 www.experian.com TransUnion (800) 680-7289/TDD (877) 553-7803 Fraud Victim Assistance Division P.O. Box 6790 Fullerton, CA 92634-6790 www.tuc.com The fraud department at each creditor, bank, or utility/service that provided the identity thief with unauthorized credit, goods or services. This would be a good time to find out if the company accepts this affidavit, and whether they require notarization or a copy of the police report. Your local police department. Ask the officer to take a report and give you the report number or a copy of the report. When you have completed the affidavit, you may want to give your police department a copy to help them add to their report and verify the crime. The FTC, which maintains the Identity Theft Data Clearinghouse. The Clearinghouse is the federal government's centralized identity theft complaint database - and provides information to identity theft victims. You can call toll-free 1-877-ID-THEFT (1-800-438-4338), visit www.consumer.gov/idtheft, or send mail to: Identity Theft Data Clearinghouse Federal Trade Commission 600 Pennsylvania Avenue, NW Washington, DC 20580 The FTC collects complaints from identity theft victims and shares their information with law enforcement nationwide. This information also may be shared with other government agencies, consumer reporting agencies, and companies where the fraud was perpetrated to help resolve identity theft related problems. Signing Instructions The ID Theft Affidavit should be signed by you in the presence of a notary public. Be sure to attach copies of any documents or materials that are referenced as attachments in the affidavit. DO NOT send originals. The ORIGINAL copy of the affidavit, together with mere COPIES of your attachments should be sent to the company by certified mail, with a return receipt requested. Retain a complete copy for your records.

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Free ID Theft Affidavit

ID Theft Scams

Filing a Complaint with the FTC

How to Get a Credit Freeze

Credit Card Lost or Stolen

Credit Freeze Request

Letter to Report an Identity Theft to the Secret Service

Completing the ID Theft Affidavit and Fraudulent Account Statement

ID Theft Affidavit

Reporting the ID Theft

Signing Instructions