Both types of Warranty Deeds (Special and General) guarantee the buyer:
- That the seller owns the title
- That the seller is legally allowed to sell the property
- That the property has not already been sold
- That the property is free of debt or other claims (aside any mentioned in the deed)
- That the seller is responsible for any problems/faults with the property
However, where the guarantees in a Warranty Deed cover the property's entire history, the Special Warranty Deed only covers the period of time for which the seller owned it. While the seller in a Warranty Deed must defend the title against all other claims and compensate the buyer for any unsettled debts or damages, the seller in a Special Warranty Deed is only responsible for debts and problems accrued or caused during his ownership of the property.
Create your General Warranty Deed or Special Warranty Deed now with our easy online interview process!
Note: If the Grantor (seller) does not desire to provide any guarantees, consider preparing a Bargain and Sale Deed or a Quit Claim Deed.